Australian Credit & Financial Services Licensees

Australian Credit Licence (ACL) holdersAustralian Financial Services Licence (AFSL) holders and authorised credit representatives are required to be a member of an ASIC-approved external dispute resolution (EDR) scheme such as CIO. Find out more information about financial services licensing.

Visit ASIC's website

Limited Australian Financial Services Licensees

Accountants providing advice on self-managed superannuation funds (SMSFs) to retail clients will be required to hold a limited Australian financial services (AFS) licence and join an external dispute resolution (EDR) scheme such as CIO from 1 July 2016.

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Can we assist?

The Credit and Investments Ombudsman (CIO) offers an impartial dispute resolution scheme to assist consumers to resolve complaints with participating financial services providers.

Our services are free to consumers

Make a complaint

Financial hardship

or call 1800 138 422

Search for a participating financial services provider (FSP)

CIO has over 22,000 participants operating in a variety of financial services sectors. Use the search engine to find any of CIO's participating financial services providers.

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Search for Financial Services Provider



Information for accountants

If you are an accountant providing SMSF advice, you will need a limited AFS licence and join an EDR scheme like CIO. Become a member before 1 July 2017 and take advantage of our free membership offer.

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